Insurance(Life/Health) - Artham Finometry

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Guard Your Future,
Secure Every Step.

Protect What Matters Most

At Artham FinoMetry, we understand that the well-being of you and your family is paramount. Life and Health Insurance are foundational to a secure investment journey, offering protection against life's uncertainties. Our insurance solutions provide peace of mind, financial security, and the assurance that you can face the future confidently, knowing that you and your loved ones are covered.

Who Should Buy Life and Health Insurance?

Families and Breadwinners

If you have financial dependents, a Term Life Insurance plan and a Family Floater Health Insurance plan with a Super Top-up are essential. These ensure that your family's financial future is protected in the event of your untimely demise or hospitalization, allowing them to maintain their standard of living even in your absence.

Individuals with Family History

For those with pre-existing health conditions or a family history of medical issues, Life and Health Insurance is vital. It covers hospitalization costs, medical treatments, and preventive care, reducing the financial burden during health emergencies.

Young Professionals

Starting early with Life and Health Insurance is advantageous, as premiums are generally lower when you are younger and healthier. This not only ensures long-term protection but also locks in affordable rates for the future.

Retirees

As medical expenses rise with age, Health Insurance becomes crucial for retirees. A robust Health Insurance plan ensures you receive the best care without depleting your savings, allowing you to enjoy your retirement without financial stress.

Why Choose Life and Health Insurance?

Financial Security

Life & Health Insurance provides a safety net for your family, covering expenses such as hospital bills, mortgage payments, education costs, and daily living expenses, ensuring their financial stability in your absence.

Comprehensive Health Coverage

Health Insurance offers extensive coverage, including hospitalization, surgeries, prescription drugs, and preventive care. It enables you to access quality healthcare without worrying about the costs.

Tax Benefits

Both Life and Health Insurance offer tax benefits under various sections of the Income Tax Act (Old Regime), reducing your taxable income and providing additional savings.

Critical Illness and Disability Riders

Many insurance plans include riders for critical illness and disability, offering extra coverage for serious health conditions or accidents that could affect your earning ability.

Peace of Mind

Knowing that you and your loved ones are protected against life’s uncertainties provides peace of mind, allowing you to focus on living life fully without financial worries.

Types of Life and Health Insurance

Term Life Insurance
Provides financial protection for a specific period, offering high coverage at affordable premiums. It is ideal for individuals seeking to secure their family’s future in the event of their untimely death.
Unit-Linked Insurance Plans (ULIPs)
Combining life insurance with investment options, ULIPs help build wealth while securing your family’s future. These plans offer flexibility in investment choices, making them suitable for long-term financial planning.
Base Health Insurance Plans
Cover medical expenses, including hospitalization, surgeries, and outpatient treatments. Comprehensive health plans cater to various needs, from individual to family floater coverage, ensuring effective management of medical costs.
Super Top-up Health Insurance Plans
These plans offer a cost-effective way to extend your Base Health Insurance coverage. Claims exceeding your base coverage can be handled under Super Top-up plans at minimal additional cost.
Critical Illness Insurance
Provides a lump sum payout upon diagnosis of specific critical illnesses like cancer, heart disease, or stroke. This coverage helps manage the high costs of treatment and recovery, ensuring financial stability during a health crisis.
Senior Citizen Health Insurance
Tailored for older individuals, these plans cover age-related medical issues and provide comprehensive health coverage for seniors, ensuring they receive the best care without financial strain.